Rates are up 18–32% year-over-year on wood-frame wrap-ups over $40M, and carriers are walking. The real story isn't premium — it's the three coverage terms that have moved, and what they mean for your construction loan covenants.
Input an injury type and your firm's size. See the full three-year cost: direct medical and indemnity, indirect productivity loss, and the EMR-driven premium impact that compounds long after the case closes.
Cal/OSHA silica enforcement is stepping up on tilt-up and concrete scopes statewide.
Your experience modifier drives workers' comp premium by meaningful multiples. See what a 0.15 EMR swing costs your GC on a $25M annual payroll.
Seven weeks out from renewal, here's your punchlist. Loss runs, payroll audits, contract inventories — the stuff your broker should be asking for.
Model OCIP vs. CCIP vs. practice program economics on your next project. Benchmarks against anonymized construction industry data.