TheBroker's Desk

Construction Risk & Capital Intelligence
The Tools

Calculators built for construction CFOs, owners, and operators.

Each tool is designed around a specific decision a construction leader actually makes. Free tools run in under two minutes. Gated tools require an email and unlock a personalized PDF you can share with your team.

Tool 01

The EMR-to-Premium Translator

Your experience modifier drives workers' comp premium by meaningful multiples. See what a 0.15 EMR swing costs your GC on a $25M annual payroll.

90 sec · FreeLaunch →
Tool 02

The True Cost of an Injury Calculator

Input an injury type and your firm's size. See the full three-year cost: direct medical and indemnity, indirect productivity loss, and the EMR-driven premium impact that compounds long after the case closes.

2 min · FreeComing soon
Tool 03

The Renewal Readiness Check

Seven weeks out from renewal, here's your punchlist. Loss runs, payroll audits, contract inventories — the stuff your broker should be asking for.

2 min · FreeComing soon
Tool 04

The Wrap-Up Feasibility Engine

Model OCIP vs. CCIP vs. practice program economics on your next project. Benchmarks against anonymized construction industry data.

4 min · GatedComing soon
Tool 05

The Sub-Default Risk Scorecard

Prequalify a subcontractor across 14 weighted factors. Spot the red flags before your PM signs the SubK. Exportable PDF for your risk committee.

6 min · GatedComing soon
Tool 06

The Builder's Risk Gap-Finder

Paste your current policy's declarations page. Get a structured read on the 12 terms that actually move claims outcomes — LEG-3, soft costs, delay in opening.

3 min · GatedComing soon
Tool 07

The Wildfire Exposure Score

CA project address + scope = underwriter reaction forecast. WUI overlay, historical fire perimeters, and which carriers will quote in your zone.

3 min · GatedComing soon
Tool 08

The Contract Indemnity Auditor

Upload your owner-GC or GC-sub agreement. Flags the five clauses most likely to breach your CGL policy's contractual liability coverage.

5 min · GatedComing soon